Cash Pay vs. Direct Primary Care: What’s the Difference, and Where Does Aslan Health Fit?

When it comes to getting healthcare without traditional insurance, two common options are Cash Pay (also called Self-Pay) Clinics and Direct Primary Care (DPC) Clinics. At Aslan Health, we often get questions about how our clinic fits into this landscape — and we’re glad you’re asking! Understanding the difference can help you make informed choices about your health.

What is a Cash Pay or Self-Pay Clinic?

A Cash Pay Clinic is a clinic where you pay at the time of service, often without involving insurance. It’s a simple, transparent model. You come in, get care, and pay for the services you receive — whether that’s a visit with a provider, labs, or medications. There are no hidden costs or surprise bills in the mail weeks later.

At Aslan Health, we operate on a cash pay model that is affordable, upfront, and flexible, with discounts for same-day payment, sliding scale options based on income, and a charitable care fund for those who qualify.

What is Direct Primary Care?

Direct Primary Care (DPC) clinics operate on a membership model. Patients pay a monthly fee, which gives them access to a defined set of services — usually unlimited office visits, messaging with a provider, basic labs, and preventive care. Think of it like a gym membership, but for primary care.

DPC clinics typically do not bill insurance and focus on a smaller patient panel, allowing for longer visits and more personalized care. However, the monthly fee is due whether or not you use the service, which can be a barrier for some individuals, especially those who are healthy and only visit a doctor occasionally or those on a tight budget.

How is Aslan Health Different?

Aslan Health is a faith-based, nonprofit clinic rooted in the cash pay model — but we are not a DPC clinic. Here’s how we’re different:

  • No monthly membership required – You only pay when you need care.
  • Affordable and transparent pricing – Office visits are discounted to $75 with same-day payment, and labs are priced separately, with full disclosure upfront.
  • Sliding scale options – We work with individuals and families who may not be able to afford full price.
  • Charitable care fund – Thanks to our generous donors, we can offer services at no cost for qualifying patients.
  • Whole person care – We believe in caring for the physical, emotional, and spiritual health of every person who walks through our doors.
  • Medicare and Medicaid accepted – While we don’t accept commercial insurance, we do accept public plans and assist those in navigating care.

Which One is Right for You?

If you’re looking for flexibility, don’t want to commit to a monthly fee, and value affordable, high-quality care when you need it — a cash pay clinic like Aslan Health may be a better fit than a DPC model.

If you prefer the idea of ongoing access to a provider, frequent check-ins, and have predictable health needs, Direct Primary Care may be a good option for you.

Final Thoughts

At Aslan Health, our model is designed with the underserved and uninsured in mind — those who often fall through the cracks of our healthcare system. We’re here to be a safe, welcoming, Christ-centered place for healing and hope.

Still not sure which model works best for you? Give us a call at 320-297-6800, or stop by — we’d love to talk and help guide you.