Why Your “Free Physical” Might Not Be Free—And Why Many Patients Choose Aslan Instead
A recent KARE 11 report revealed something many patients have learned the hard way: the “free annual physical” advertised under the Affordable Care Act isn’t always free after all. People across Minnesota are receiving unexpected bills for routine check-ups that they assumed were fully covered.
At Aslan Health, we’re not surprised—and it’s one of the reasons more patients, even those who have insurance, are choosing to come here instead.
Why? Because at Aslan Health, affordable care means no surprises.
What Often Happens in Traditional Clinics
Under the ACA, certain preventive services must be covered at no cost when delivered exactly as defined under federal rules. But many patients still end up billed because:
- Mentioning a new symptom can turn the visit into a “diagnostic exam,” triggering copays or deductibles
- Extra labs or testing may fall outside the “preventive” category
- Providers may code the visit differently than expected
- Out-of-network labs or providers cause unexpected charges
- Bills arrive weeks later, long after the visit is over
In the end, a “free physical” can cost $300… $600… or even more. And most people don’t know that until the bill shows up in the mail.
Why More People Choose Aslan Health—Even If They Have Insurance
At Aslan Health, we believe healthcare should be straightforward, affordable, and rooted in compassion. That’s why we offer something traditional clinics rarely do:
✔ A simple, transparent price: $75 same-day pay
Whether you’re insured, uninsured, or underinsured, you know exactly what you owe the moment you walk in.
No copays. No deductibles. No mystery billing codes. No surprises.
Your $75 same-day pay discount covers your visit—period.
✔ Affordable labs you can actually understand
We partner with low-cost lab providers so our patients receive genuinely affordable testing. You’ll know the price before anything is drawn, and your total is paid the same day.
No multi-page bills arriving a month later. No confusing “explanations of benefits.” No guessing.
✔ Everything handled in one visit
We don’t separate your concerns into “preventive” vs. “diagnostic.”
If you bring up symptoms, questions, or chronic issues, we take care of all of it during your visit—and your price stays the same.
✔ Whole-person care, not quick check-ins
Your visit at Aslan Health includes time for:
- Physical health
- Emotional well-being
- Spiritual support if desired
- Lifestyle guidance (nutrition, movement, stress, sleep, and more)
We care for the mind, body, and spirit—not just what fits into your insurance coding.
✔ You’re done when you walk out the door
When you pay at the visit, there is no:
- Later billing
- Surprise fees
- Insurance confusion
- Unexpected lab invoices
You leave knowing everything is fully taken care of.
A Better Option for Preventive Care—Accessible to Everyone
Even with insurance, people are discovering that Aslan Health is:
- Simpler
- More predictable
- Often less expensive
- Fully transparent
- Centered on your whole-person wellness—not billing codes
For many insured patients, our $75 same-day price ends up costing less than their deductible, copay, or surprise bills elsewhere.
And for those without insurance, we remain a trusted home for affordable, compassionate primary care.
Your Annual Check-Up Shouldn’t Be Stressful
Preventive care is meant to keep you healthy—not create financial anxiety.
At Aslan Health, we remove the barriers that keep people from getting care: cost confusion, long wait times, appointment shortages, and complex billing. You can walk in, pay once, get the care you need, and walk out with peace of mind.
If you’re ready for healthcare that is transparent, affordable, and rooted in whole-person care, we’re here for you in St. Cloud—no appointments needed.